fender bender was just cosmetic. But things were bent enough that the passenger door wouldn't open more than three inches. Sigh.
But Progressive makes the repair process rather painless. Come into one of their service centers, sign some papers, give them the key, load some stuff in the rental car they provided, and wave goodbye to my home for a couple of weeks.
It's good this happened near family. I have places to stay and people to be with.